Everyone knows about the professional criminals who are now working up and down the country to bilk insurers out of their money. They stage accidents, fake injuries and receive several billion dollars a year for their trouble. Why, you ask, do they get away with this. The answer comes in two parts. The first is [...]
It’s not always easy to pay insurance premiums. There are always more expenses and never enough money. Use these hints to squeeze extra cash from your budget and afford premiums. Even if one tip alone doesn’t generate the savings, several combined will. #1 Carpool to work and to do shopping Gasoline costs most households nearly [...]
In this day and age the insurance industry is extremely competitive, and it can be difficult to determine how to make sense out of all of the claims you see on insurance ads and commercials. Many leading insurance companies will tell you that all it takes is just a few minutes on the phone or [...]
We make jokes about lemmings. Those poor little rodents who are supposed to kill themselves by jumping off a cliff once a year. It’s all the fault of Walt Disney who faked scenes in the child-friendly documentary feature called White Wilderness. If Mickey Mouse says lemmings commit suicide, it must be true. Well, in good [...]
Today, having your car insured is a must in most parts of the world. And while on one hand it’s a good way to assure safety of the driver and other traffic participants, on the other hand it puts additional pressure on the driver’s budget because car insurance rarely comes cheap. No matter, whether you’re [...]
There’s fair, and then there’s fair or not as the case may be. Looking around our fair land, it would be great to see only good stuff. But the world isn’t made like that. We found a vast expanse of space, and then the people came and messed it up by building places to live [...]
You know how it goes. A set of new tires for your car is quite expensive but it’s a necessity you have to pay for, otherwise you simply won’t be able to drive. But when you’re offered to buy road hazard warranty, is it a necessity like the set of tires or you can live [...]
If everything was left to common sense, the whole business of writing insurance would be easy. All you would need is an assessment of the individual’s driving ability. Good drivers have fewer accidents so pay less. Bad drivers are responsible for claims. That’s bad for business so they pay more. Except they had to take [...]
Life is never fair. When you bought that house years ago, it was in a good neighborhood. Now the ZIP code sends a different message and, no matter what you say about the quality of your driving, it cuts no ice. Your premium rate goes up just because of the ZIP code. It’s exactly the [...]
According to the Insurance Institute for Highway Safety, if you collect one speeding ticket, there’s a significant rise in the probability you will be involved in an accident in the next three years. This is not opinion. It’s a statistical fact that the chances of an accident rise by 50%. If you have two speeding [...]
